hand-shake

Personal Planning Services:


In accordance with your priorities, we will work with you to implement long-term planning strategies in the following areas:

Liquidity:

Helping you determine the most useful strategy to create cash to solve potential emergency concerns or to provide funds for new opportunities. A great tool to provide liquidity is a Tax-Free Savings Account (TFSA). It grows Tax Free! Any funds withdrawn are also Tax-Free!

Family Financial Security:

Helping you implement life insurance plans to protect you and your family so that, in the event of your death, any debt is eliminated; there is enough money for funeral and any other final expenses; your family standard-of-living and income is maintained; any special bequests are guaranteed and any educational plans for your children and / or grandchildren are completed. Taking taxation and inflation into consideration will play a key role in this important planning process.

Income Replacement Strategies:

Helping you implement income replacement plans to continue to receive the correct portion of your after-tax income, should you become totally disabled due to an illness or injury. This planning process will also consider your options should you suffer a severe or critical illness.

Additional Strategies:

Retirement Planning and Estate Planning are extremely important long-term planning strategies. For more details, click on the tabs on the left.